photo by hlkljgk
Frozen bananas are a tasty treat. Dip a whole frozen banana on a stick or frozen chopped banana into melted chocolate, then roll it into toppings such as sprinkles, crushed cookies or nuts or shredded coconut. You can use frozen bananas in smoothies, added to a bowl and topped with yogurt and granola or muesli, or combined with peanut butter and a bit of milk to make a …

photo by jenigma
Pancakes are a frugal breakfast. They can be made ahead and frozen for the upcoming week. Instead of making them on a griddle, you can use baking pans. Previously, I shared a recipe for making them in a muffin tin. Check out www.frugalvillage.com/2008/05/08/muffin-pans-save-the-day. The first reader tip shares how to make a “pan cake.”
CAKE FOR BREAKFAST: Make your pancake batter and put about 2 cups of batter into …

photo by andrea pacelli
You’re probably used to seasonal clearance sales in mass retail stores. Golf pro shops are no exception. You’ll want to compare prices to off-course discount stores, but you’re sure to find a few great bargains because of their limited space for merchandise. Ask when they usually have clearance sales or sales events. Don’t forget to look for coupons or discount passes in newspapers. Or check www.golfnow.com for …

photo by oskay
Some produce comes wrapped on foam trays. Rather than throwing them away, they can be reused as paint palettes, crafts or packing material. You can place them in your pantry under items such as oil or honey that might drip or leak on your shelves or make a compass, too. The first reader tip shares more ways to use them.
REUSE TRAYS: My dad uses them instead of …