photo by Jenny Downing
Dining out is costly. It tends to be the weak area in a family budget. Curbing over-processed or fast food and eating out at restaurants has become easier for a lot of people, but for some people, nothing seems to work. If you continue to eat out frequently and tend to make poor choices or overspend, you can start a food-rule game to help you wean off …

photo by Mike Licht
During your quest for frugality, you can overdo it. Extreme frugal living that negatively impacts someone else is one way. But another way is when you get so consumed by saving that you actually waste money in the process. Have you ever had a frugal flop or had good intentions to save, but it ended up costing you?
Here are a few ways people think they’re saving, but …

photo by visual dichotomy
If you have an iPhone, you’ve looked over the iTunes.com app store. There are a lot of free and low-cost apps available — for the iPhone and other smart phones — to help you to save time and money.
What are your favorite apps that help you stay frugal?
Here are a few suggested applications that can help you with your frugality.
REDBOX: This app lets you search and …

photo by wheany
We all have bad days. Murphy comes to visit and stays for a while. One bad financial setback happens and you might handle it fine, but then, by the second or third problem, you get upset and stressed by the amount of money that needs to be spent. You start to feel like a victim, and it can be a hard feeling to shake off. While bad things …